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Health Insurance:

Ideas submitted by Jon Hall             March 26, 2007

[O]ver recent decades, the way we think about insurance has changed dramatically; we now think insurance should be for just about everything, even inevitabilities. We now have a separate category of insurance for what all insurance used to be for—catastrophic insurance. Inasmuch as the insurance industry has tried to accommodate the new thinking, we see more and more things covered by insurance. So, more and more folks are filing claims for an ever-widening array of things, which drives up the price of premiums. Nowhere is this trend seen more than in health insurance....

If America wants to preserve the private health insurance business, ALL private health insurance policies should be “catastrophic insurance.” Period. Just as in the days of old. This would mean we’d all be paying more out-of-pocket. And if America is ever going to get back to being a nation of adults, that’s your prescription.   Read more>>

 

Voter fraud

 

Jon Hall, a visitor to our Web site, maintains:

"The biggest problem in cleaning up our elections is the issue of voter registries .... Throughout America, people with the flimsiest kinds of ID are put on voter registries, allowing ineligible voters to determine our elected officials and the fate of the nation."

He has proposed a plan to improve the voter registration process by using:

"already-existing federal databases to extract data for the creation of a new file, the National Voter registry."

To read the Jon Hall plan, click here>>.

 

Welfare Reform: the huge success that is largely unreported

Since its enactment in 1996, welfare dependence has declined by more than 50% nationwide, reducing the current level of welfare recipients to the lowest since 1965.  Meanwhile, about 2 million children have been lifted out of poverty!  A summary of the successes, and the unfinished work to do, was released on 8/20/04 by the Ways and Means Subcommittee on Human Resources.  (Click here>>)

 

It’s Time to Create a National Identity Safeguard System 

The recently-enacted Fair and Accurate Credit Transactions Act calls for free annual credit reports, controls over credit card numbers, and creation of a “fraud alert” system to be used when identity theft is suspected.  Unfortunately, these positive steps will barely put a dent in the burgeoning identity theft epidemic.   Read more>>

 

Campaign finance reform:  One of the biggest jokes in years!

Remember all of the hoopla about campaign finance reform, and how it would reduce money in politics?

Well, the groups who pushed hardest for reform are now killing that reform with new "shadow" entities called 527 organizations.  A good overview of the problem is presented by Philip Gailey of the St. Petersburg Times (Click here>>).  Note:  since his article appeared, the FEC has rejected proposals that would have tightened control over the 527 organizations (posted 7/18/04).

 

Liberal bias in the media.  So, what else is new? (5/26/04)

Pew Research Center recently polled more than 500 national and local reporters, editors, and news editors. With regard to the national journalists, only 7 percent described themselves as conservative, while about 5 times as many processed to being liberal.  What a surprise! Read more>>

 

 

 

 

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